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Greetings!
| Money Matters |
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As we travel around the country sharing the
Accountable Kids program with families, it has been
wonderful encountering parents who value the
concept of teaching responsibility and accountability in
their homes. Most parents are excited to see a visual
and interactive way to help their children track
responsibilities and develop a strong work ethic. It
has been especially encouraging to see parents
embrace the concept of teaching children to manage
financial resources. There is an alarming financial
trend in our country that is depriving youth of working,
earning, and managing money. The Accountable Kids
program can be a positive and interactive way to teach
and model financial wisdom for children.
Elizabeth Warren, a Harvard Law Professor and
bankruptcy expert, wrote, "There were over 1.6 million
bankruptcy filings last year, up 7.4 percent from the
previous year. More people will end up in bankruptcy
this year than will suffer a . . .
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| Financial Tips for Families |
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Financial problems are usually behavior problems
rather than money problems.
If you continue doing what you have been doing,
you will continue getting what you have been
getting.
Money spent on things you value usually lead to a
feeling of satisfaction and accomplishment. Money
spent on things you don not value usually lead to a
feeling of frustration and futility.
We know the price of everything and the value of
nothing. Because of social pressures and
advertising, you may end up buying what you think you
should want rather than what you really want.
You can never get enough of what you don't need,
because what you don't need can never satisfy
you.
Financial freedom is more often the result of
decreased spending than increased income. Cutting
back on expenses, choosing the less expensive
alternative when possible, and using your talents and
ingenuity instead of your checkbook will prove the
validity of Poor Richard's proverb: "A penny saved is a
penny earned".
Be grateful for what you have.
The best things in life are free. The enjoyment you
find depends a lot more on your attitude than on your
wealth.
The value of individuals should never be equated
with their net worth. The worth of an individual can
never be assessed in dollars. Contributions to the
welfare of others, reflects personal worth.
Bernard Poduska, professor
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| Book of the Month |
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Many people live from one financial trial to the next,
always feeling as if money is running the show and
they're just along for the ride. "Money Doesn't Grow on
Trees?" sets out to turn the tables, and provide
newcomers to the money scene all the basic tools
they need to successfully manage their finances.
Sections are bite-sized, easy to follow, conversational,
and present information in terms that anyone can
understand.
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| Just A Thought |
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"Too many people spend money they haven't earned,
to buy things they don't want, to impress people they
don't like."
Will Smith
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| It is going to be a great day! |
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