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Accountable Kids News
June 2007

Greetings!

In this issue...
  • Replacement Cards Now Available
  • Money Matters
  • Financial Tips for Families
  • Book of the Month
  • Just A Thought

  • Money Matters

    As we travel around the country sharing the Accountable Kids program with families, it has been wonderful encountering parents who value the concept of teaching responsibility and accountability in their homes. Most parents are excited to see a visual and interactive way to help their children track responsibilities and develop a strong work ethic. It has been especially encouraging to see parents embrace the concept of teaching children to manage financial resources. There is an alarming financial trend in our country that is depriving youth of working, earning, and managing money. The Accountable Kids program can be a positive and interactive way to teach and model financial wisdom for children.
    Elizabeth Warren, a Harvard Law Professor and bankruptcy expert, wrote, "There were over 1.6 million bankruptcy filings last year, up 7.4 percent from the previous year. More people will end up in bankruptcy this year than will suffer a . . .


    Financial Tips for Families

  • Financial problems are usually behavior problems rather than money problems.
  • If you continue doing what you have been doing, you will continue getting what you have been getting.
  • Money spent on things you value usually lead to a feeling of satisfaction and accomplishment. Money spent on things you don not value usually lead to a feeling of frustration and futility.
  • We know the price of everything and the value of nothing. Because of social pressures and advertising, you may end up buying what you think you should want rather than what you really want.
  • You can never get enough of what you don't need, because what you don't need can never satisfy you.
  • Financial freedom is more often the result of decreased spending than increased income. Cutting back on expenses, choosing the less expensive alternative when possible, and using your talents and ingenuity instead of your checkbook will prove the validity of Poor Richard's proverb: "A penny saved is a penny earned".
  • Be grateful for what you have.
  • The best things in life are free. The enjoyment you find depends a lot more on your attitude than on your wealth.
  • The value of individuals should never be equated with their net worth. The worth of an individual can never be assessed in dollars. Contributions to the welfare of others, reflects personal worth.

  • Bernard Poduska, professor


    Book of the Month

    Many people live from one financial trial to the next, always feeling as if money is running the show and they're just along for the ride. "Money Doesn't Grow on Trees?" sets out to turn the tables, and provide newcomers to the money scene all the basic tools they need to successfully manage their finances. Sections are bite-sized, easy to follow, conversational, and present information in terms that anyone can understand.


    Just A Thought

    "Too many people spend money they haven't earned, to buy things they don't want, to impress people they don't like."
    Will Smith


    It is going to be a great day!


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